1. A REALTORŪ knows the current market and can help you set a realistic competitive price. A REALTORŪ also is familiar with the local home loan market and can help you decide on financing that's best to expedite your sale.

2. A REALTORŪ knows how to figure the approximate net proceeds from your sale based on types of loans, outstanding loan balance and closing costs.

3. A REALTORŪ knows where to find prospective buyers. Most home buyers prefer to work with a REALTORŪ. Serious prospects are " qualified" as to their affordable price range before your home is shown.

4. A REALTORŪ frees you from problems associated with showing your home. The REALTORŪ handles all phone inquiries, makes appointments, shows your home and follows up, leaving your time for you.

5. A REALTORŪ maintains objectivity in responding to possible criticisms by the buyer and in presenting offers and counter-offers until an agreement is reached.

6. A REALTORŪ can familiarize you with contracts and closing procedures in advance and is usually present at the closing.